Lower Your Rate, Reduce Your Payment
Get a personalized refinance quote and discover how much you could save on your monthly mortgage.
Ready to Refinance?
Why Refinance?
Refinancing means replacing your current mortgage with a new one—usually to secure a lower interest rate, reduce your monthly payment, or adjust the term of your loan. It can also be a smart way to tap into your home’s equity and access cash for renovations, debt consolidation, or other financial goals.
Home Refinance Loans Made Simple
Refinancing your mortgage could save you thousands over the life of your loan and strengthen your financial future.
We make refinancing straightforward and stress-free. From your first refinance analysis to comparing loan options side by side, our team provides the tools, insights, and guidance you need to make confident decisions. Discover how the right refinance can lower your payment, shorten your term, or help you access your home’s equity—without the hassle.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
1
Complete our simple mortgage Pre-Qualification Letter RequestTo change and reuse text themes, go to Site Styles.
2
Receive options based on your unique criteria and scenario
3
Compare mortgage interest rates and terms and choose the best option
Find the service
you need
Lending Made Simple,
With You in Mind
At Nexa Mortgage, We simplify the mortgage process by focusing on what matters most, your goals, your timeline, and your peace of mind. From pre-approval to closing, you’ll always know exactly where you stand.
1
Flexible loan options
tailored to your needs
2
Transparent rates with
no hidden surprises
3
Guidance from a team
that puts families first
4
Fast and hassle-free
application process
PJ Zaji
Loan Originator
NMLS#2280005
Your Mortgage Expert
I’ve spent over a decade helping buyers and sellers navigate the North Dallas market. With access to 280 lenders through Nexa Mortgage and deep local knowledge through Expand Realty, I make sure you get the best home and the best loan.
Applying with Nexa Mortgage is simple, secure, and designed for your needs.
How Our Lending Process Works
We’ve made borrowing simple, transparent, and stress-free — so you can focus on what matters most.
Step 1
Apply Online
Fill out a quick application with your details and loan preferences — it only takes a few minutes.
Step 2
Get Approved
Our team reviews your application promptly and provides clear options tailored to your needs.
Step 3
Receive Your Funds
Once approved, your funds are released quickly so you can move forward with confidence.
Why Families
Choose Nexa Mortgage
More Options, Better Rates
As a mortgage broker, we shop over 280 top lenders nationwide to find the best rate and terms for your unique situation, not just one bank’s limited options.
More Lenders, Better Rates
We shop over 280 top lenders to find the best rate and program for your goals, not just one bank’s offer.
Local Experts Who Care
Work with real people who understand the Texas market and guide you every step of the way.
Fast & Stress-Free Closings
Our streamlined process helps you close quickly and confidently, without last-minute surprises.
One Team for Home & Loan
With PJ handling both your real estate and mortgage needs, you get one smooth, seamless experience from start to finish.
© Copyright 2025. Expand Realty Group. All Rights Reserved.
All product names, logos, and brands are property of their respective owners. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 | NEXA Mortgage LLC.
Licensed In: TX, NMLS # 2280005 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
© Copyright 2025. Expand Realty Group. All Rights Reserved.